Savings

**Evaluate savings options to meet short- and long-term goals**

**Examine the role of saving and investing in creating a financial plan.** Savings lesson plan: [] Managing your cash lesson plan: [] Time Value of Money lesson plan: [] · How small costs add up
 * PowerPoint and worksheet
 * “The Bernstein Bears’ Trouble with Money” activity 
 * PowerPoint and graphic organizer
 *  Matching cash management tools with features
 * Four of a kind card game

Savings Terminology Activities Lesson plan: []
 * Word Search, tests, bingo

The ABCs of Saving lesson plan: []  Rule of 72 lesson plan: [] · PowerPoint and worksheet · Math calculations
 * Distinguish between simple and compound interest**

Time Value of Money lesson plan: [] 
 * Calculations
 * Examples
 * How small costs add up
 * Investment plans at different ages

Calculating compound interest lesson plan: [] 

Compounding interest lesson plan: [] Saving vs Investing lesson plan: [] Rule of 72 worksheet
 * Simple v compound interest
 * APR
 * Worksheets and scenarios

Managing your cash lesson plan: [] Banking Lesson Plan: [] <span style="font-size: 10pt; font-family: Arial; mso-fareast-font-family: 'Times New Roman'; mso-ansi-language: EN-US; mso-fareast-language: EN-US; mso-bidi-language: AR-SA; mso-bidi-font-weight: bold;">Compare various saving/investment instruments
 * Identify the risk/return trade-offs for saving and investing instrument.**
 * Graphic organizers
 * Financial risk pyramid
 * Four of a kind activity
 * <span style="font-size: 10pt; font-family: Arial; mso-fareast-font-family: 'Times New Roman'; mso-ansi-language: EN-US; mso-fareast-language: EN-US; mso-bidi-language: AR-SA; mso-bidi-font-weight: bold;">Cash management essay

<span style="font-size: 12pt; font-family: 'Times New Roman'; mso-fareast-font-family: 'Times New Roman'; mso-ansi-language: EN-US; mso-fareast-language: EN-US; mso-bidi-language: AR-SA; mso-bidi-font-size: 10.0pt;">**Describe how financial institutions use deposited funds** The Case of the Gigantic $100,000 Bill Lesson Plan: [] <span style="font-size: 10pt; font-family: Arial; mso-fareast-font-family: 'Times New Roman'; mso-ansi-language: EN-US; mso-fareast-language: EN-US; mso-bidi-language: AR-SA; mso-bidi-font-weight: bold;">Money creation worksheet