Credit

**Analyze factors that affect the choice of credit, the cost of credit, and the legal aspects of using credit.**

**Describe the risks and responsibilities associated with using credit ** What is credit lesson plan: [] Interactive, online credit quizzes, scenarios [] Financial Football Game [] Notes/games []
 * Define and explain the 5 C's of credit
 * Types of credit
 * Advantages and disadvantages of credit
 * Resources includes notes and a game

**Explain credit ratings and credit reports and describe why they are important to consumers** [] Understanding credit report lesson plan:
 * information on credit reports including credit scores
 * positive and negative credit history
 * how to build credit history
 * Resources include
 * powerpoint/video clips and discussions
 * money world squares activity
 * graphic organizers
 * scenarios
 * assessements that include a jingle and comic strip

 Selecting a credit card lesson plan: []
 * Identify the various types of credit including the different types of credit cards.**
 * PowerPoint with worksheet
 * Trivia game complete with game cards
 * Scenarios
 * Graphic organizers

Take charge of credit lesson plan: [] Schumer box: []
 * Compare and contrast the various aspects of credit cards**
 * What is a credit card
 * Advantages and disadvantages to using credit
 * Resources include:
 * Powerpoint
 * Graphic organizers
 * Matching activity
 * Trivia

Understanding a credit card lesson plan: []
 * Types of credit
 * Advantages and disadvantages
 * How interest rates are charged
 * Credit Scores
 * Schumer Box
 * Resources include:
 * Powerpoint
 * Graphic organizers
 * Worksheets
 * Samples
 * Game

**Research rights and responsibilities of consumers according to credit legislation (e.g., truth-in-lending, fair credit reporting, equal credit opportunity, and fair debt collection).** Rights and responsibilities []

**Develop skills necessary to prevent identity theft** ID Theft lesson plan and activities: [] ID Theft lesson plan []
 * Defines
 * Ways to acquire information
 * Ways to prevent
 * Tips for online shopping

Credit card fraud lesson plan []

**Understand how identity theft can ruin financial resources and personal credit** ID Theft lesson plan and activities: []

Identity theft notes []

