Spending+plans+(budgets)

**Develop and evaluate a financial budget**

Budgeting exercise, includes notes and interactive game [|**http://www.practicalmoneyskills.com/personalfinance/savingspending/budgeting/summer.php**]

**Calculate and evaluate a financial budget**

Create a budget lesson plan: [] Sample lesson plan on creating a budget: []
 * Includes sample budgets, worksheets

**Demonstrate management of individual and family resources, including food, clothing, shelter, health care, recreation and transportation.** ** Housing: ** Lesson Plan and activities: [] · Locate housing · List necessities Compare renting vs. owning
 * Food: ** stay within a budget when shopping for a week’s worth of groceries. Lesson Plan and activities: []
 * Shopping or a week’s worth of groceries
 * Stay within a budget
 * Prepare menus and shopping list

· Pre-planning within a budget · New vs. used chart · Compare stickers · PowerPoint and worksheet · Self assessment on needs and wants · Comparison chart of three vehicles · Scenarios · Loan variable cards Auto insurance comparisons Shopping for a loan lesson plan: [] <span style="font-size: 70%; font-family: Arial, Helvetica, sans-serif;"> **Examine components of a financial planning process that reflects the distinction between needs and wants, values, goals and economic resources**. Spending Plans lesson plan: [] <span style="font-size: 90%; font-family: Arial, Helvetica, sans-serif;">
 * Transportation: ** researching an automobile lesson plan: []
 * <span style="font-size: 80%; font-family: Arial, Helvetica, sans-serif;">PowerPoint
 * <span style="font-size: 80%; font-family: Arial, Helvetica, sans-serif;">Differences between needs and wants
 * <span style="font-size: 80%; font-family: Arial, Helvetica, sans-serif;">How to set long and short term goals
 * <span style="font-size: 80%; font-family: Arial, Helvetica, sans-serif;">Develop a spending plan
 * <span style="font-size: 80%; font-family: Arial, Helvetica, sans-serif;">Resources include graphic organizers, scenarios and creating a budget